Savings Rates

Rates subject to change without prior notice. Call for up to the minute detail.

APR= Annual Percentage Rate
APY= Annual Percentage Yield

Balance/Term APR APY
Primary Savings (01),Member Savings (02), Statement Savings (03), Other Savings (04), Corporate Accounts (05), & Personal Savings (06)
(Effective 01-01-2009)
$250.00 & above 0.25% 0.25%
Primary Checking (75) and Other Checking (76)
(Effective 01-01-2009)
$250 & above 0.10% 0.10%
Holiday Club (12) / Vacation Club (13)
(Effective 01-01-2009)
$25 & above 0.25% 0.25%
Sunrise Checking (79)
(Must be age 50 or older)
(Effective 01-01-2009)
$249 & above 0.05%
0.05%
Silver Money Market Savings Account (20) & Checking Account (70)
(Effective 01-01-2009)
$1.00 - $2,499.99
0.60%
0.60%
$2,500 & above
1.00%
1.00%
Gold Money Market Savings Account (21) & Checking Account (71)
(Effective 01-01-2009)
$1.00 - $9,999.99
0.60%
0.60%
$10,000 - $24,999.99
1.30%
1.30%
$25,000 & above
2.00%
2.00%
Share Certificates/IRA Certificates
Rollover / New Balances Less Than $9,999.99
(Effective 12-02-2008)
3 month 2.33% 2.35%
6 month 2.52% 2.55%
9 month 2.57% 2.60%
12 month 2.57% 2.60%
18 month 2.57% 2.60%
24 month 2.82% 2.85%
30 month 2.96% 3.00%
36 month 3.30% 3.35%
48 month 3.69% 3.75%
60 month 3.74% 3.80%
Share Certificates/IRA Certificates
Rollover / New Balances $10,000 - $19,999.99
(Effective 12-02-2008)
3 month 2.54% 2.56%
6 month 2.72% 2.75%
9 month 2.78% 2.80%
12 month 2.77% 2.80%
18 month 2.78% 2.80%
24 month 3.01% 3.05%
30 month 3.18% 3.20%
36 month 3.51% 3.55%
48 month 3.89% 3.95%
60 month 3.94% 4.00%
Share Certificates/IRA Certificates
Rollover / New Balances Greater Than $20,000
(Effective 12-02-2008)
3 month 2.57% 2.60%
6 month 2.76% 2.80%
9 month 2.82% 2.85%
12 month 2.82% 2.85%
18 month 2.82% 2.85%
24 month 3.06% 3.10%
30 month 3.21% 3.25%
36 month 3.55% 3.60%
48 month 3.93% 4.00%
60 month 3.98% 4.05%
IRA Money Market Account
(Effective 01-01-2009)
$250-$19,999.99 1.75% 1.76%
$20,000-$49,999.99 2.00% 2.02%
$50,000 & above 2.50% 2.53%
Call 800-713-2274 for current rates

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